Who pays the total premium in a noncontributory group life insurance plan?

In a noncontributory group life insurance plan, the employer is responsible for paying the total premium. This type of insurance is designed so that employees do not have to contribute any part of the premium; the coverage is provided entirely by the employer. This arrangement is often seen as a benefit to employees, as it gives them access to life insurance without any cost to them, which can improve employee morale and retention.

The employer assumes the financial responsibility for the premium, taking on the entire cost of the insurance, which can be a way to provide valuable benefits to employees. This can also serve as an incentive for hiring and retaining employees, as they value the added security that life insurance provides without the burden of paying for it themselves.