Which of the following is NOT a condition for insurance coverage to begin?

The correct choice indicates that "Submission of Additional Documents" is not a fundamental condition for insurance coverage to begin. Insurance coverage typically starts after certain key conditions are met.

Payment of premium is often the first and most critical step; coverage usually only becomes effective once the premium is paid. Approval from an underwriter is another key factor, as underwriters assess the risks associated with the policy being issued, ensuring that the insurer can underwrite the risk. An accurate application submission is essential, as it provides the insurer with the information needed to evaluate the coverage request and underwrite the policy accurately.

While submission of additional documents may sometimes be required for specific policies or circumstances, it is not universally considered a prerequisite for coverage to start. It typically supports the application process but is not a primary condition like the other elements listed. Thus, this choice reflects a more situational requirement that does not apply across the board like the conditions outlined in the other options.